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On the surface, all car accidents seem the same. The accident happens, law enforcement is called, insurance information is exchanged and the claims process begins. However, not all car accidents are equal. The difference between fault and no-fault accidents could make all the difference when filing a lawsuit. An at-fault accident means that an insurance company will pay up to the amount of each person’s liability in a car accident. That is to say, the...

After an auto accident has occurred and the insurance claims have been filed, it’s not uncommon for a person to receive their settlement letter and wonder why the amount of the settlement is so low. Insurance companies are rarely transparent when it comes to how they pay out settlements. While there is no exact formula that is used to calculate an auto accident settlement, many insurance companies use computer software. This software is a simple...

An accident of any kind can be a very stressful situation. There are many arrangements to make with the other people involved, and even insurance claims that need to be filed. In the midst of this chaotic process, it can be easy to overlook legal counsel. Many people believe that if they’re still receiving medical attention, they are not eligible for the assistance of a lawyer, but this is not true. The best time to...

Having a baby can be life changing, and it can also bring about challenges you most likely never had to face before. One of these challenges is babyproofing your home, which may be harder than it sounds. A perfectly babyproofed house should eliminate every single possibility for the child to get into trouble or get injured, which isn’t easy if it’s your first time. By following these tips, it may make your babyproofing of the...

In most cases, an insurance claim process will work smoothly. A claim will be evaluated and barring any delay, the insurance company will honor a claim and pay out accordingly. Other times, the process doesn’t go so smoothly. Maybe you were forced to settle for a smaller amount or perhaps the claim was denied. Regardless of the situation, you probably feel that you’ve been treated unfairly by an insurance company that does not represent you...

Accidents can happen anywhere, at any time. Be it for business for personal situations, when someone visits another person’s property. the owner of that property has a responsibility to keep a safe environment. If a visitor is hurt on another person’s property, the property owner may be held liable for any injuries a visitor suffers. Injuries are often caused by slippery walkways, unstable construction, wet floors, and much more. Common premises liability injury cares are...

Being a parent can be a wonderful experience, but it is important to keep up with their safety, especially in the car. Making sure they have adequate seating can truly save their life if a car accident does ever happen, so making sure the car seat is properly installed is extremely important. Using these tips could save your child’s life if you are to ever get into an accident with them in the car. Read...

There is no such thing as a good accident, though usually ones with animals leave the driver alive and in most cases unharmed. It is when people swerve to avoid an animal, or brake too fast leaving the driver behind no time to react, when the driver may be hurt. Learning ways to avoid animal collisions is helpful, as there are ways you may be able to save both the animal and your car next...

After a car accident, you will almost certainly need to speak to an insurance adjuster to discuss how your auto insurance coverage affects compensation for your medical bills, damaged property, and other losses. However, attempting to deal with an insurance adjuster yourself can have significant negative impacts on your claim. Here’s why. The adjuster doesn’t work for you. Insurance adjusters can often seem sympathetic and helpful, and many may be actually concerned about you personally...

Nearly 22 million vehicles were the subject of auto recalls in 2016, according to the National Highway Traffic Safety Administration. With so many recalls being issued, it’s not unusual to discover that your vehicle is one of them. If you receive notice that your car has been recalled, follow these steps: Maintain perspective A recall doesn’t mean that your car is a time bomb. It is often a precautionary measure taken to address a problem...