Blog: Car Accident

  • The Difference Between Fault and No-Fault Auto Accidents

    Jun 19, 2017

    On the surface, all car accidents seem the same. The accident happens, law enforcement is called, insurance information is exchanged and the claims process begins. However, not all car accidents are equal. The difference between fault and no-fault accidents could make all the difference when filing a lawsuit. An at-fault accident means that an insurance company will pay up to the amount of each person’s liability in a car accident. That is to say, the...
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  • How Do Insurance Companies Calculate Auto Accident Settlements?

    Jun 12, 2017

    After an auto accident has occurred and the insurance claims have been filed, it’s not uncommon for a person to receive their settlement letter and wonder why the amount of the settlement is so low. Insurance companies are rarely transparent when it comes to how they pay out settlements. While there is no exact formula that is used to calculate an auto accident settlement, many insurance companies use computer software. This software is a simple...
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  • How to Prevent Car Collisions With Animals

    Apr 24, 2017

    There is no such thing as a good accident, though usually ones with animals leave the driver alive and in most cases unharmed. It is when people swerve to avoid an animal, or brake too fast leaving the driver behind no time to react, when the driver may be hurt. Learning ways to avoid animal collisions is helpful, as there are ways you may be able to save both the animal and your car next...
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  • Why You Don’t Want to Deal Directly With an Insurance Adjuster

    Apr 17, 2017

    After a car accident, you will almost certainly need to speak to an insurance adjuster to discuss how your auto insurance coverage affects compensation for your medical bills, damaged property, and other losses. However, attempting to deal with an insurance adjuster yourself can have significant negative impacts on your claim. Here’s why. The adjuster doesn’t work for you. Insurance adjusters can often seem sympathetic and helpful, and many may be actually concerned about you personally...
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  • What Is Verbal Threshold?

    Apr 3, 2017

    When you signed up for auto insurance, you were probably presented with a variety of coverage options. Perhaps you opted for a “zero threshold” option that allows you to sue for damages without any kind of cap or limitation. Or perhaps you chose the “verbal threshold” option that limits you to suing for economic damages – generally meaning hospital bills and vehicle damage – while preventing you from suing for things like pain and suffering...
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  • The Importance of Seeing a Doctor Right After a Car Accident

    Mar 27, 2017

    A multi-car accident has the potential to do serious damage to the drivers, the passengers, and anyone else unfortunate enough to be involved in the collision. Depending on the circumstances of your car accident, it’s possible that you could sustain severe injuries that have long-term consequences for your health and well-being. In the worst cases, a car accident can result in catastrophic injuries that leave you with brain damage, spinal cord damage, and permanent scarring...
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  • Steps to Take If You’re Ever in an Auto Accident

    Mar 13, 2017

    Nobody ever wants to be involved in a serious auto accident. The truth is that you could be struck by a negligent motorist regardless of how careful you are while driving. That’s why it is important for you to be prepared in advance and know exactly what to do after a car accident. Here are a few steps to take if you’re ever in an auto accident on a New Jersey road or highway: Remain...
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  • Learn More About Whiplash (And Why It’s More Serious Than You Think)

    Mar 6, 2017

    Wearing a seatbelt can save your life in the event of an auto accident. Regardless of whether you wear a seatbelt, however, even a minor fender-bender can potentially result in significant injuries, such as broken bones, nerve and tissue damage, muscle strains, skin lacerations, traumatic brain injuries, and spinal cord damage. Moreover, in the case of a whiplash injury, the same seatbelt that saves your life by keeping you inside the vehicle can also do...
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  • 8 Tips for Safe Driving at Night

    Feb 2, 2017

    The need to travel doesn’t stop simply because it’s dark outside. In fact, you may find that you have to hit the roadways long after the sun has set for any number of reasons, whether it’s to get home from work, to start a night shift, to head to dinner with your family, to pick up the kids from the mall, or for some other purpose. The problem is that driving at night poses considerably...
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  • NJ State Trooper Car Crash on Route 55 in Millville

    Dec 29, 2016

    Two people, including a New Jersey State trooper, passed away in a fatal car accident on Route 55 in Millville, NJ. The car crash occurred just before 7:00 p.m. NJ State Trooper Frankie Williams was in his patrol vehicle and headed southbound on Route 55. Williams was reportedly traveling on the highway in response to a service call. As Williams approached milepost 22.2, he was reportedly hit by a Toyota Corolla. According to law enforcement,...
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